Sunday, January 24, 2010

Health Insurance

Medical Insurance
Whoa! Put that wallet away, this is Canada! Most of our services are covered by Quebec, out of province or Blue Cross insurance.

Canadian Residents

Canadian residents can use their provincial health care cards (B.C. CareCard, OHIP card, etc.) at Student Health Services, and we will bill their province. However, it is vital that you bring your card each and every time you come to use the service, or you may be charged for the visit.
It is also very important that you contact your provincial health agency (by phone or in writing) to inform them that you will be studying outside of the province, or your health coverage may be cancelled.
Many provinces require you to contact them each year that you will be studying outside the province. If your coverage is cancelled, you can still be seen at the Health Services, but you will have to pay for your visit.
If your coverage is reinstated, your provincial health agency will usually reimburse you for the cost of your visit.

International Students

International students who have the McGill Blue Cross Health Insurance, CIDA, or CBIE coverage can bring their insurance cards (and forms for CIDA and CBIE) to the Health Services, and we will bill their insurance companies. You must bring your card and form (if required) for each visit and claim reimbursement and reinstatement from your province.
International students who have private insurance must pay for their visits to doctors at the clinic. You will then be given a copy of our bill, to assist you in obtaining reimbursement from your insurance. A doctor’s visit costs anywhere between $15 and $55, and lab tests cost between $5 and $75 each. The Student Health Service accepts cash, interac, and VISA.

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